In the past decade, FinTech (Financial Technology) has been rapidly evolving and developing with the potential to influence many parts of society and our personal and professional life. By utilizing Artificial Intelligence (AI), Big Data, and encrypted blockchain technology, FinTech strives to streamline the financial transaction process for consumers and businesses, making them more accessible and generally more affordable. Consequently, FinTech has reshaped the business models of enterprises and the consumption ways of consumers, and could even thereby further influence the general cognition of resource accessibility, perception of risk, social innovation, social interaction, social learning, and the relationship between individuals and society. For the study of FinTech, some contributions have focused on the economic aspects, which seeks to establish models to investigate the economic consequences, as an adaptation to the new trend of financial development. Others have been more oriented towards modeling and the social simulation of economic or financial-related behavior. From psychological perspectives, the influence on the methods and contents of individual and social cognition has urged researchers to investigate the specific changes in personality and social psychology exerted by the favorable life convenience, risk, happiness, and conflict brought by the financial infrastructure evolution.

The focus of this Research Topic is, therefore, to critically analyze the personal and psychosocial impacts of FinTech, the mediating variables of these impacts, as well as the need to adjust our cognition and lifestyles to better understand and adapt to new economic patterns. We aim to establish bridges between psychological, social, and financial approaches in exploring human behavior to adapt to economic evolution. We thus aspire for scholars to discuss from the comprehensive viewpoints of Cognition, Perception Science, Educational Psychology, and Personality and Social Psychology. We support authors to broach essential questions and topics, including but are not limited to:
- The analysis of the impact of FinTech on various dimensions such as social and economic evolution, the interaction between individuals and society, social learning and social psychology, from a psychosocial perspective.
- Psychological factors that limit FinTech development, such as uncertainty, mistrust, risk, and denial of the change.
- Theoretical and methodological contributions from personality and social psychology, such as specific formulae used to define the response of individuals to the challenge of FinTech.
- The potential to reduce the impact of FinTech with solutions based on educational psychology methods and theories.
- The moderating impact of education and demography on social cognition, emotions, and behavior with FinTech development.
- The relationship between innovation, well-being, risks, and conflict with the presence of FinTech as an economic and technology development.
- The exploration of psychological factors that have a key role in helping individuals to adapt to FinTech development.
- Psychosocial theory applied to FinTech development and serving as a basis for the implementation of policies.

Empirical and theoretical research, perspective papers, and review articles. Inter- or trans-disciplinary approaches are welcome.

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