Since the concept of ‘Clear waters and green mountains are as good as mountains of gold and silver’ was put forward, it has attached a great importance to the nexus of economic development and ecological environment. In response to China’s national policy, how to nurture the green transformation concerning the economic, social and development, has become an important goal of national development along with insurance industry development as top priorities. As a professional industry, the insurance industry has the functions of discovering risks, operating risks, managing risks and sharing risks, respectively. It can not only provide risk compensation, but also boost financing through credit enhancement to expand financing scale and ensure stable development by addressing the risk factor. For example, since the implementation of the safety liability insurance model, which is a new business model, traditional insurance is transformed into ‘safety responsibility + environmental responsibility’ protection, helping enterprises achieve green environmental protection, safe production, energy conservation and consumption reduction. Therefore, the future development of China's insurance industry has a broader market space and development prospects. The insurance industry should not only focus on the structure and services of the clean energy system, but also innovate differentiated insurance products and services.
At present, the insurance industry is still facing development bottlenecks in terms of strategic planning, product innovation and capital utilization. In the new era, how to improve the ability of the insurance industry to serve green development, constantly innovate financial products and service methods, explore differentiated insurance premium mechanisms, and improve the risk guarantee ability of green economic activities has become an important research topic. Therefore, it is urgent for the insurance industry to play its role as a social stabilizer and economic booster through innovating and developing all kinds of green products and services in a multidimensional and all-round way. It should not only deal with environmental pollution and climate change, support green low-carbon development, promote the construction of ecological civilization and other products and services, but also play a greater role in improving the environmental risk management system and boosting the construction of green financial system. Therefore, the insurance industry can provide "new ideas" for the sustainable development of green economy.
The topics of this Research Topic include but are not limited to the following:
• Environmental related insurance and green economy development;
• Insurance innovation and financing decisions for green companies;
• Financial risks related to green insurance development;
• New forms and impacts of green insurance;
• The role, influence and evolution of insurance companies in sustainable development;
• Actuarial and environmental risk management;
• Insurance products and green innovation;
• Green insurance and sustainable development.
Since the concept of ‘Clear waters and green mountains are as good as mountains of gold and silver’ was put forward, it has attached a great importance to the nexus of economic development and ecological environment. In response to China’s national policy, how to nurture the green transformation concerning the economic, social and development, has become an important goal of national development along with insurance industry development as top priorities. As a professional industry, the insurance industry has the functions of discovering risks, operating risks, managing risks and sharing risks, respectively. It can not only provide risk compensation, but also boost financing through credit enhancement to expand financing scale and ensure stable development by addressing the risk factor. For example, since the implementation of the safety liability insurance model, which is a new business model, traditional insurance is transformed into ‘safety responsibility + environmental responsibility’ protection, helping enterprises achieve green environmental protection, safe production, energy conservation and consumption reduction. Therefore, the future development of China's insurance industry has a broader market space and development prospects. The insurance industry should not only focus on the structure and services of the clean energy system, but also innovate differentiated insurance products and services.
At present, the insurance industry is still facing development bottlenecks in terms of strategic planning, product innovation and capital utilization. In the new era, how to improve the ability of the insurance industry to serve green development, constantly innovate financial products and service methods, explore differentiated insurance premium mechanisms, and improve the risk guarantee ability of green economic activities has become an important research topic. Therefore, it is urgent for the insurance industry to play its role as a social stabilizer and economic booster through innovating and developing all kinds of green products and services in a multidimensional and all-round way. It should not only deal with environmental pollution and climate change, support green low-carbon development, promote the construction of ecological civilization and other products and services, but also play a greater role in improving the environmental risk management system and boosting the construction of green financial system. Therefore, the insurance industry can provide "new ideas" for the sustainable development of green economy.
The topics of this Research Topic include but are not limited to the following:
• Environmental related insurance and green economy development;
• Insurance innovation and financing decisions for green companies;
• Financial risks related to green insurance development;
• New forms and impacts of green insurance;
• The role, influence and evolution of insurance companies in sustainable development;
• Actuarial and environmental risk management;
• Insurance products and green innovation;
• Green insurance and sustainable development.