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ORIGINAL RESEARCH article
Front. Public Health
Sec. Health Economics
Volume 13 - 2025 | doi: 10.3389/fpubh.2025.1454037
The Financing Sustainability of Long-Term Care Insurance: An Example from Nanning, China
Provisionally accepted- 1 Guangxi Medical University, Nanning, China
- 2 Guangxi University of Chinese Medicine, Nanning, China
Objective: With accelerated population aging in China, older adult services and long-term care for people with disabilities are becoming serious problems. Currently, mobilizing and allocating social resources, establishing reasonable financing mechanisms to address the growing demand for long-term care for those with disabilities, and ensuring the sustainable operation of long-term care insurance financing mechanism are vital. Methods: Taking Nanning, China, as an example, based on the Nanning Statistical Yearbook and relevant policy documents of government departments such as the medical care and security department, we use the PADIS-INT model and the International Labour Organization financing model (ILO Model) to estimate the contribution levels of Nanning's residents' long-term care insurance for the years of 2025, 2030, and 2035, and analyze the feasibility of the government's and rural and urban residents' individual contribution burden. Results: The average annual contribution amount of long-term care insurance for urban and rural residents will increase from 108.80 yuan in 2025 to 202.71 yuan in 2035. According to the sharing method, in which the government and individuals each bear 50%
Keywords: long-term care insurance, Financing mechanism, Sustainable operation, aged care, Disability care
Received: 08 Jul 2024; Accepted: 28 Mar 2025.
Copyright: © 2025 CHEN, ZHU, WANG, ZONG, Feng, Tu and Wang. This is an open-access article distributed under the terms of the Creative Commons Attribution License (CC BY). The use, distribution or reproduction in other forums is permitted, provided the original author(s) or licensor are credited and that the original publication in this journal is cited, in accordance with accepted academic practice. No use, distribution or reproduction is permitted which does not comply with these terms.
* Correspondence:
Sijing Tu, Guangxi University of Chinese Medicine, Nanning, China
Qianqiang Wang, Guangxi Medical University, Nanning, China
Disclaimer: All claims expressed in this article are solely those of the authors and do not necessarily represent those of their affiliated organizations, or those of the publisher, the editors and the reviewers. Any product that may be evaluated in this article or claim that may be made by its manufacturer is not guaranteed or endorsed by the publisher.