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ORIGINAL RESEARCH article

Front. Psychiatry
Sec. Aging Psychiatry
Volume 15 - 2024 | doi: 10.3389/fpsyt.2024.1514603

The Impact of Long-term Care Insurance on the Health Status and Healthcare Expenditure of Older Adults in China

Provisionally accepted
Ran An Ran An *Shujie Xiu Shujie Xiu Xiaosheng Yang Xiaosheng Yang Shishi Wang Shishi Wang
  • Guangdong Medical University, Zhanjiang, China

The final, formatted version of the article will be published soon.

    Long-term care needs have grown with population aging. Using data from five waves of the China Health and Retirement Longitudinal Study (CHARLS 2011-2020), this study employed difference-in-difference (DID) and propensity score methods to assess the impact of long-term care insurance (LTCI) implementation on the health status and healthcare expenditures of older adults in China. The findings demonstrate a significant impact of LTCI on improving health status and reducing healthcare expenditures in this population. Based on the findings, the development of relevant policy frameworks for LTCI in China is recommended. These include consider the differences among the various pilot cities and social strata to allow policy adjustments and improvements in a timely, establish a dynamic and diversified long-term care insurance financing mechanism, encourage collaboration between medical institutions and elder care facilities, establish effective contact between LTCI and medical institutions, and use incentive policies such as tax relief to provide financial support and subsidies.

    Keywords: long-term care insurance, Population aging, Healthcare expenditures, Health Status, DID (difference-in-difference) model

    Received: 21 Oct 2024; Accepted: 16 Dec 2024.

    Copyright: © 2024 An, Xiu, Yang and Wang. This is an open-access article distributed under the terms of the Creative Commons Attribution License (CC BY). The use, distribution or reproduction in other forums is permitted, provided the original author(s) or licensor are credited and that the original publication in this journal is cited, in accordance with accepted academic practice. No use, distribution or reproduction is permitted which does not comply with these terms.

    * Correspondence: Ran An, Guangdong Medical University, Zhanjiang, China

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